Market update / San Bernardino County — countywide
County housing affordability: one-third of households meet C.A.R.’s purchase benchmark
By 909PROBATE · Published · AI-assisted, source-linked summary
C.A.R.’s October 30 report puts San Bernardino County’s third-quarter affordability index at 33%, down from 34% in the previous quarter.
The California Association of REALTORS’ October 30, 2026 report estimates that 33% of San Bernardino County households could afford a median-priced existing single-family home in the third quarter. The county index was 34% in the second quarter and 32% a year earlier.
The county table lists a $514,390 median home price, a $3,280 monthly payment including taxes and insurance, and $131,200 in minimum qualifying annual income. These are countywide affordability benchmarks under C.A.R.’s methodology, rather than a lender’s offer or an individual household’s qualification.
What this means locally
Local interpretation: Families considering a purchase in the 909 area can use the report to frame questions about total monthly costs with an independent lender. Owners, executors and trustees preparing a sale can discuss buyer affordability alongside recent neighborhood comparable sales with an independent real estate professional. Countywide averages do not establish a particular property’s value or predict its selling time.
Sources & dates
- 3rd Quarter 2026 Housing Affordability ↗ — California Association of REALTORS (C.A.R.) · 2026-10-30
Our local perspective is interpretation. This article provides general information; program availability and property circumstances can change. Confirm details with the source or the appropriate professional.